Need workers compensation medical benefits? C.W. Smith Law P.A. in Orlando FL, has the answers. If your claim has been accepted and medical care is about to be provided to you, then the insurance company is entitled to pick your physicians except under very special circumstances. This usually means that very conservative doctors see the […]
If you are injured in a work accident in Florida, do not wait to file a claim. In the state of Florida and absent special circumstances, you only have 30 days to notify your employer or its carrier of your accident and injuries. Make sure not to wait because if you do not file a […]
If you live in Florida, you have probably experienced a hurricane. During hurricane season you must be extra precautious because you never know when disaster is going to strike. Unfortunately you cannot predict the weather so it is vital that you are prepared for it, even if there is a suspicion of a hurricane and […]
In September of 2016, the National Council on Compensation Insurance (NCCI) requested that the Florida Office of Insurance Regulation (OIR) allow them to increase the cost of worker’s compensation coverage by 19.6%. Though the initial requested increase was denied for being too high, OIR still approved a rate increase of 14.5%. No one likes to […]
Many people are unaware that a specific set of rules apply to maritime employees when they suffer accidents with injuries on the job. Unlike state worker’s compensation claims, employee maritime injuries are covered in part under a federal law called the Jones Act. The Jones Act helps protects workers injured at sea. Sailors and crew […]
When you file an insurance claim, you trust that your insurance company will take care of your damages and needs. After all, that is the contract you entered into with them: that you would pay your premiums and they would help you when a catastrophe occurred. Unfortunately, it doesn’t always happen this way. Insurance companies […]
Workers’ comp is an extensive subject with many rules, guidelines, and best practices. Because there is so much involved, we have decided to do a two-part series about the two main categories: medical benefits and lost wages or indemnity benefits. This is second first part of the series, covering lost wages and indemnity. You can […]
Workers’ compensation, or workers’ comp, is a form of insurance that all employers with four or more employees or that work in construction must have. Workers’ compensation provides wage replacement and medical benefits to employees who are injured at work or because of work. If you are injured at work—or sustain certain repetitive injuries because […]
Living in Florida, it is extremely important to have the right automobile insurance coverage to protect you, your loved ones and your property. Florida is in the top five states nationally for uninsured drivers with a recent study showing over 23% of Florida drivers to be uninsured. The percentage of drivers in Florida who do […]
Even though car insurance is required by law in every state, that does not mean that every driver is covered equally. In Florida, the minimum insurance coverage required by law does not protect victims injured in accidents. In fact, Florida law only requires motorists to have personal injury protection and property damage liability insurance. There […]
